Twitter is amazing and so am I, but being amazing doesn’t pay my bills and soon it won’t for Twitter either.

Don’t get me wrong, I truly enjoy twitter.  Although the amount of time I spend tweeting isn’t that high, I enjoy being able to connect with others and sharing anything I find interesting. However, there was a time when most of my day was spent tweeting. Whether I was working on the computer or hanging out with friends at the bar, I had the tools needed to tweet (cell phone or computer) and I fully utilized them for my tweeting obsession. Lately though I find myself running away from twitter. Well, not exactly running away but I don’t see myself as engrossed in it as I was a couple months ago. Read the rest of this entry »

A debt is a debt whether it be in the form of personal loans or credit cards.  If you can’t get rid of it, make sure you find a way to make it affordable to pay it off.

It seems like a lot of people are undecided when it comes to choosing the right kind of debt. Debt is a choice that we mostly bring into our lives. Sure, there are times when we have to rack up debts cause we don’t have any other way out. But swiping a credit card to buy a 60 inch TV doesn’t necessarily qualify as not having a way out. Those kind of debts are what I like to call “debt of choice” as opposed to “debt of need.” A debt of need is the one that you end up racking simply because there are no other way out. For example, medical expenses. If you are ill and end up staying in the hospital or going into surgery, well the debt you will end up racking isn’t a debt of choice, it had to be done unlike the debt you pile up when buying a brand new car to show off or the 60 inch TV. Read the rest of this entry »

The other day while listening to news and all the political stuff, I heard the radio hosts talk about things they would do if they had a shot to help the US economy.  I kind of like their idea. Although their idea may be a little far fetched, it made sense, at least to me. The conversation between the two hosts started with one question, “What would you do if you had 50 billion dollars to help the US economy?” While the two were going at it, throwing some ideas and what not, one answer really caught my attention.

Not sure how logical it is but it  made sense to me. I have tried to quote him but I don’t remember the exact words but here it is Read the rest of this entry »

We understand that the market is still shaky and most people are still having a hard time paying minimum payments on their credit cards. Late charges are piling up and some people are losing their house over credit card payments, sad indeed. However, credit cards most often become a problem rather than a solution not because they are a problem in itself, it is because most people fail to recognize the proper way to manage it. Students are no different.

It’s understandable that students are young and ready for a challenge and a good time. Of course, they are entitled to it but not at the cost of ruining their financial future. And although student credit cards are seen as a major hurdle towards their financial success in future, we disagree. Credit cards are essential for students, both as a way to pave their path to financial success and help them budget, organize and learn the value of money early on.

So why should students own credit cards? Here are 5 reasons that almost make it a must to have one. Read the rest of this entry »

By now, most of you are probably aware that Kevin Rose gave a keynote yesterday at Ad:Tech, where he discussed the future of Digg, and hinted at major changes we can expect to see. After the event, Kevin Rose and the Twitter gang decided to get together for dinner, and coincidentally (or not), during that time Digg was taken offline for several hours. When it came back up, we noticed quite a few of the changes Rose highlighted yesterday had come into effect.

After checking every category and every feature on Digg we thought we would end our search by shouting an article. That is when we saw this:

We’re unsure whether Digg removed the ‘shout’ feature and replaced it with a ‘Tweet’ feature or we just got lucky while they were testing it out. Nothing has been confirmed but could it be that Digg is ditching its shout feature and replacing it with “tweet it?” Twitter is already heavily used to promote articles on Digg so it seems like a viable option for Digg to utilize the power of Twitter directly. What do you think?

One of the things I enjoy doing is writing resumes. It’s fun (call me crazy). Writing resume doesn’t have to be as stressful as most make it to be. Proper choice of words, phrases and carefully crafted sentences can make a whole lot of difference when writing resumes. I tend to switch jobs quite often (generation Y, anyone?) and besides new environment and new network of people, one thing I have enjoyed and learned over time is writing resumes that can pack a punch. This post highlights some words that can help you create one that will stand out. Just make sure to choose and craft sentences carefully and you will be well on your way to impressing your potential employer.

Read the rest of this entry »

A typical employment form contains sections that allows employers to dive a little into your past and personal life. However, during an interview employers are only allowed to ask questions that will allow them to judge how well you might perform in a position if the job is offered to you. Laws and regulation govern the selection process of an applicant. Employers are not allowed to ask questions during an interview based on race, religion,sex,age, national origin, ethnicity, and disability.

We have listed a few examples of questions that you should avoid answering (these are just examples but they give an idea on what not to answer during a job interview). Read the rest of this entry »

Peter Chung, a 24 year old Princeton graduate was climbing the corporate ladder at a fast pace when he started his career with Merryll Lynch in 2001. Later that year he was stationed in Seoul, South Korea working for Carlyle Group, a Washington D.C. investment firm. Chung had it really good. He was in Korea, was making good money and was very successful at a very young age. He decided to send an email to his friends. Here is a copy of the email, Read the rest of this entry »

To all the Dilbert fans it must seem like the character was born just yesterday but today marks the 20th anniversary. We at applicant love Scott Adams and his office humor. We have been wanting to share some Dilbert fun for a while and couldn’t pick a better day than this. There are not many that don’t know about Dilbert, but for those who don’t here is a brief information on Dilbert from wikipedia.org,

Dilbert (first published April 16, 1989) is an American comic strip written and drawn by Scott Adams. Dilbert is known for its satirical office humor about a white-collar, micromanaged office featuring the engineer Dilbert as the title character. The strip has spawned several books, an animated television series, a computer game, and hundreds of Dilbert-themed merchandise items. Adams has also received the National Cartoonist Society Reuben Award and Newspaper Comic Strip Award in 1997 for his work on the strip. Dilbert appears in 2000 newspapers worldwide in 65 countries and 25 languages.

To celebrate the 20th anniversary of Dilbert we have compiled ten animations which are short but packed with fun. If you aren’t a Dilbert fan, hopefully you will turn into one .

Enjoy! Read the rest of this entry »

The map you are about to see highlights pros and cons of each business structure. Along with that information you will also find Federal tax forms that you might need. If you see a little bubble next to a topic, clicking on that will take you to a page that relates to that particular topic. For example : if you click “W” next to sole proprietorship on the map, a new window will open with Wikipedia entry on sole proprietorship. Similarly, if you click on a bubble that is next to one of the tax forms, a new window will open where you can find federal tax form for that particular topic. You can zoom in and zoom out using the “+” and “-” feature at the bottom right of the map.

Interactive

Please click on the image below to view the interactive business structure map.

Download

If you would like to download a copy to your computer please follow this link (PDF) : Guide To Choosing a Business Structure

Image

Please click on the image to view an enlarged version of the Business Structure Map.

If you have any questions or comments in regards to the Business Structure Map, please drop us a comment. We would love to hear from you.