Posted by Mark in It is a well known fact, if you have a bad credit a good job is hard to come by. Some job applicants are for it and some against. However, the importance of a good credit to land a job you want cannot be ignored. We will be covering this topic in our upcoming posts and would appreciate if you could answer the following question for us….
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I do not think a credit check should be done to determine if the employer is willing to offer a person a good job.
@erin : credit checks are usually done by the employers to determine whether or not to offer the person a job. Employers usually hesitate when it comes to offering jobs to someone with a bad credit. We will be covering more on this topic in our upcoming posts.
Credit checks are a great idea – I think it’s fair to say that people who are organized and responsible take great care to ensure that their credit history is sound. Obviously, someone should have an opportunity to explain a blemish on their credit record – for instance, if a spouse did something to cause it or if something happened many years ago. But I think it’s a valuable tool, and employers should have the right to use it.
@jobmom : Thanks for taking the time to share your views on the subject. We will cover this on our next post. Stay tuned
Credit checks should not be used for employment purposes.
As a Senior Recruiter I don’t think a credit check is mandatory for every position. If you are involved in certain areas of business it might be appropriate such as investment Consulting, banking, finance etc.
[...] we asked our readers and twitter friends one question : “Should credit check be part of the employment process? “ The results were clearly in favor of people who said credit checks shouldn’t be a deciding [...]
It’s none of their business and it’s not a correct measurement of if the person is honest or now. Circumstances are different with everyone. Some people get in a bind and ruin their credit score from no fault of their own. Some may have medical expenses that come up that they can’t pay and that starts the ball rolling and ruins it.
I believe employment should not be based on a persons credit score. There can be reasons behind that. Both the things can not be compared. You can not rate someone’s efficiency in their work by measuring credit score.
Thanks for The Good Read! I’ve heard FreeCredit-Report.net is definitely a great place to get my credit report & see my score 4 nothing. Has Anyone else used them?